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VBI Blog

July 1, 2015 Business Interruption Coverage

  Typically, when business owners think of incurring an insurance loss, they imagine an employee getting hurt on the job, or a fire breaking out in a warehouse or office, thereby damaging or destroying property and goods.  But how often do you consider where and how you would conduct business in

June 19, 2015 Water & Sewer Backup – What If It Happens To You?

  Backed up water lines and sewers can cause an incredible amount of damage to your home, costing thousands of dollars to repair floors, walls, furniture - even your home's electrical system.  Causes for backups can include aging sewer systems, older pipes within a home, combined pipelines, and blockages from tree

June 5, 2015 Californias New Sick Pay Law Webinar

Please register for “Is your business ready to comply with California's new sick pay law?” on Jun 16, 2015 3:00 PM PDT at: https://attendee.gotowebinar.com/register/226243576095100162 Van Beurden Insurance Services is pleased to partner with Payality to provide a free webinar with detailed information on the new California Sick Pay law that becomes effective

June 2, 2015 Mold: A (Growing) Concern

  There's no question that mold is an issue for most homeowners.  You can find it in some form in most every home. If not treated or removed, it can lead to extensive damage and cause major health issues - especially for people with allergies or asthma. In recent years, mold has been

June 1, 2015 DOL: “Audit Deficiencies Putting Plans and Participants at Risk”

The US Department of Labor recently released a report “Assessing the Quality of Employee Benefit Plan Audits.” In the report the EBSA (Employee Benefits Security Administration) revealed “serious issues with the current system.” According to Phyllis C. Borzi Assistant Secretary of Labor for Employee Benefits Security “The existing patchwork of regulations

May 26, 2015 Teen Drivers – Keeping Our Kids Safe

  Teen drivers are young, inexperienced and often distracted. They can be overly cautious and nervous, or they may be carefree and feel invincible. All of these lead to higher instances of accidents and traffic tickets along with much higher insurance premiums. But, above all else, statistics show that motor vehicle crashes are

May 20, 2015 Most Employers Unprepared for Health Care Law Reporting

The majority of employers have not yet implemented a strategy to comply with new reporting requirements under the Federal health care reform law that took effect earlier this year. According to a recent survey conducted by PricewaterhouseCoopers LLP and Equifax Inc. only 10% of 480 employers surveyed indicated that they already

May 19, 2015 Defensible Position For The New Heat Illness Standard

I have been giving this some serious thought as employers in the central valley and on the coast are already being written up for violating the new heat illness standard. With careful consideration and the input of 2 Cal Osha defense council we see two ways to get into a

May 13, 2015 Fire Safety in the Summer Season

  As the weather heats up, our habits and activities change, which can increase our risk for different types of fires. Whether you're heading outdoors to soak up the sun, or staying indoors where it's nice and cool, our partners at Kemper Insurance have offered this guide as a reminder that

May 13, 2015 Is Your Home Properly Insured?

  Here are some tips to help you make the right choices about homeowners insurance. Just as there are different home styles, insurers offer a menu of different policies. For the majority of single-family homeowners, the most appropriate policy is the HO-3, sometimes called the Special Form.  It insures all major perils,