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VBI Blog

July 29, 2011 Children Away At College

Do you have a child going away to college and planning to live off-campus? These days, most apartment complexes and property management companies now require their tenants to carry renter’s insurance prior to moving in. With most of our companies, the personal property and liability coverage automatically extends from the

July 20, 2011 New Law Requires Carbon Monoxide Detector

A new law that took effect July 1, the Carbon Monoxide Poisoning Prevention Act of 2010 (SB 183), requires homeowners, landlords, apartment managers and builders to install carbon monoxide detectors and smoke detectors in an effort to prevent accidental deaths. Those who don’t could receive a 30-day notice to comply, or

July 11, 2011 A Matter of Taste

The insurance industry is filled with great stories. In a recent claim, an artist added egg yolk with paint as a binder to add richness to the colors. The finished painting was "comic art". The art dealer put the consigned painting in his home office. The dealer’s dog decided it wanted

June 30, 2011 Understand Boat Safety Before You Go Near the Water

Each summer millions of people hop aboard boats to participate in one of America’s favorite pastimes. But whether they’re on sailboats, powerboats or jet-skis, boating can present risks. In fact, in 2009, the most current data available, the U.S. Coast Guard reported 4,730 boating accidents and 736 deaths.  You can protect

June 7, 2011 Water Damage 10 Times More Likely Than Fire

While fire may be a common worry among homeowners, claims data from Travelers suggests that homes could be as much as 10 times more likely to be damaged by water than by fire. Fortunately, much of this water-related damage can be prevented, and taking a few simple home maintenance steps can

June 7, 2011 No Cost Central Coast Safety Update Seminar with Cal OSHA

Is Your Business OSHA Compliant? How Much Could You Owe in Fines? January 1st 2011 AB2774 is in force. Are you familiar with the requirements? Van Beurden Insurance Services, Inc. Presents: JIM LOPES of CAL/OSHA CONSULTATION June 23, 2011 - 9:00 am to 11:30 am Oxford Suites 651 Five Cities Drive Pismo Beach, CA 93449 9:00 am to 11:30 am No

June 3, 2011 Is Your Boat Insurance Ready for Summer?

Summer is almost here and if you are a boat owner you are most likely planning your day on the water. However, before coasting away from land- do you know if your watercraft insurance is current and valid? Not only that, do you really understand what boating insurance covers, and

June 3, 2011 Your Home’s Replacement Cost: Rebuilding vs. New Construction

Full Replacement Value: Why Rebuilding Could Cost More Than New Construction Your house is likely your largest investment. To protect it, choose the insurance coverage you need based on replacement cost, not original building cost. Consider these eight factors that could make rebuilding more costly than new construction: Temporary repairs. Unlike a