Protecting Your College Student From On-Campus Losses

Preventative measures, safety precautions – and the right insurance – can bring peace of mind. With burglaries constituting approximately 50 percent of all on-campus crimes, it's important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage. Contact an insurance professional (like me)...

Fire Insurance is Imperative in a Changing Climate

Wildfires devastated California last year, causing fatalities and injuries, destroying nearly 10,000 structures, and displacing hundreds of thousands of people. As the number of wildfires increasing in California, obtaining fire insurance becomes more difficult for homeowners. Insurance companies aren’t renewing policies for customers in high risk areas. Those that can find...

5 Winter Insurance Tips to Reduce Risk

VBI Blog Andrea Romo                    Winter is coming, and that means more risk for homeowners. If you live in Northern California or the Sierra Nevada, you already know that snow, water, ice, even the cold weather alone can cause property damage. What you may not know is that some of that damage...