For many people, the home fireplace becomes more than decorative when it gets cold outside. Fireplaces provide many families with heat to stay warm and toasty – this list can help you keep track of proper maintenance and make sure your fireplace is ready for regular use. General fireplace and chimney
In early 2019, five employees met in the conference room of a manufacturer in Aurora, Illinois, and were shot to death by an employee they were about to terminate. Among the victims were the human resources director and a young HR intern at his first day on the job. This
As sure as the sun rises in the morning and every day ends with a “y”, sooner or later parents will add their teenage children to the family auto insurance policy. It can be a challenging time, but it doesn’t have to be. Parents may be confident about their teen’s
Summer has ended and with the upcoming time change, many of us will drive home from work in the dark. According to the National Safety Commission (NSC), more than 50% of fatalities for vehicle occupants 16 and older occur between 6pm and 6a,. Safeco Insurance put together some helpful tips
In the insurance world when people say “umbrella policy” they are not talking about an insurance policy to cover your beautiful umbrellas. The long winded name of an umbrella policy is called a Personal Umbrella Liability Policy. The reason people call it an umbrella, is because it covers you and your stuff like an umbrella would cover you. Think
The healthcare vote in the Senate has been delayed because they do not have enough votes to get it through the Budget Reconciliation process, which requires 51 votes to pass. In addition, if something isn’t passed by August 1 of this year, I think they will move on to tax reform and
Here in California, it’s safe to say we as a State would not be asking the federal government for a waiver. The State of California has been a big proponent of the ACA and the Covered California Exchange. If more control is left up to the States it’s the “ Status
It’s a confusing time right now … here are a few thoughts on the health care bill before the Senate. If the Senate does away with the Individual Mandate, then they need to come up with a way to keep healthy people from exiting the market. One strategy they came up with
It used to be that only the U.S. military used drones in their business. Not any longer. In 2016, individuals and businesses have close to 1,000,000 drones and they do represent a significant liability exposure. For now, let’s just take a look at drones used for business. Many businesses already use
What Are They? The ISO (International Organization for Standardization) partners with municipal fire authorities, city managers and other community officials to evaluate local fire-protection resources. Data is gathered and evaluated prior to a Public Protection Classification (PPC) being assigned. PPCs will range from Class 1 (best) to Class 10 (worst). PPC's are more commonly known as Fire