Van Beurden Insurance

June 21, 2019 In Business Insurance, Safety, Workers Compensation By Sam Eknoian

Workplace Violence and Safety Programs: What is Your Company Doing to Reduce Risk?

In early 2019, five employees met in the conference room of a manufacturer in Aurora, Illinois, and were shot to death by an employee they were about to terminate. Among the victims were the human resources director and a young HR intern at his first day on the job. This...

August 16, 2018 In Auto Insurance, Safety By Andrea Romo

Be Prepared: Adding Teenage Drivers to Your Auto Policy

As sure as the sun rises in the morning and every day ends with a “y”, sooner or later parents will add their teenage children to the family auto insurance policy. It can be a challenging time, but it doesn’t have to be. Parents may be confident about their teen’s...

October 30, 2017 In Auto Insurance, Safety By Andrea Romo

How To Stay Safe While Driving At Night

Summer has ended and with the upcoming time change, many of us will drive home from work in the dark. According to the National Safety Commission (NSC), more than 50% of fatalities for vehicle occupants 16 and older occur between 6pm and 6a,. Safeco Insurance put together some helpful tips...

June 28, 2017 In Safety By Lindsay Garcia

What is an “Umbrella”? And is it really necessary?

In the insurance world when people say “umbrella policy” they are not talking about an insurance policy to cover your beautiful umbrellas. The long winded name of an umbrella policy is called a Personal Umbrella Liability Policy. The reason people call it an umbrella, is because it covers you and your stuff like an umbrella would cover you. Think...

June 28, 2017 In General, Health Insurance, Professional Liability, Safety By Mark Karlie

Senate Postpones Health Vote; Is ACA Here to Stay?

The healthcare vote in the Senate has been delayed because they do not have enough votes to get it through the Budget Reconciliation process, which requires 51 votes to pass. In addition, if something isn’t passed by August 1 of this year, I think they will move on to tax reform and...

June 28, 2017 In General, Health Insurance, Professional Liability, Safety By Mark Karlie

New Senate Health Bill Includes Waiver Wild Card

Here in California, it’s safe to say we as a State would not be asking the federal government for a waiver. The State of California has been a big proponent of the ACA and the Covered California Exchange. If more control is left up to the States it’s the “ Status...

June 28, 2017 In Business Insurance, General, Health Insurance, Safety By Mark Karlie

How Can the Senate Health Care Bill Disrupt the Insurance Market?

It’s a confusing time right now … here are a few thoughts on the health care bill before the Senate. If the Senate does away with the Individual Mandate, then they need to come up with a way to keep healthy people from exiting the market. One strategy they came up with...

August 30, 2016 In Business Insurance, General, Professional Liability, Safety By Brian Booth

Drones and Insurance: Is Your Business Protected?

It used to be that only the U.S. military used drones in their business. Not any longer. In 2016, individuals and businesses have close to 1,000,000 drones and they do represent a significant liability exposure. For now, let’s just take a look at drones used for business. Many businesses already use...

August 12, 2015 In General, Home Insurance, Homeowners, Safety By Brigette Clyborne

ISO Protection Class Codes: What Are They? How Are You Affected?

What Are They? The ISO (International Organization for Standardization) partners with municipal fire authorities, city managers and other community officials to evaluate local fire-protection resources. Data is gathered and evaluated prior to a Public Protection Classification (PPC) being assigned. PPCs will range from Class 1 (best) to Class 10 (worst). PPC's are more commonly known as Fire...

July 28, 2015 In Auto Insurance, General, Safety By Aniek Ramsay

Distracted Driving: Stay Focused to Stay Safe

According to Centers for Disease Control and Prevention (CDC), nearly 10 people a day, in the United States alone, are killed in crashes that are reported to involve a distracted driver. More than 1,100 people are injured in those same circumstances. Every day. Distracted driving is defined as driving while doing anything that takes your focus...