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What is a QME?

What is a QME? Qualified medical evaluator (QME) is an independent physician certified by the DWC Medical Unit to perform medical evaluations. To become a QME, the doctor must pass a state written examination to demonstrate competency in the basic rules and regulations of California’s Workers’ Compensation system. Upon completion

Hard Market News Blasts

The Workers' Compensation wind has definitely changed direction in California. Here are a few headlines that have been seen lately and the short (and I mean very short) outlines by the Blogger: Experience Rating Plan Changes to Hit Ex Mods Starting January of 2013, the WCIRB is changing the weighted values on claims

Summer Maintenance Tips

Enjoy longer days and warmer nights while protecting your investment. Summertime is the best time to be outside enjoying the weather. Make sure your home is ready for the summer sun by keeping in mind the seasonal maintenance tips below. Check deck or patio for possible deterioration and safety hazards such as loose

Recorded Benefits Triangulation Webinar

For those of you that were busy and could not attend our Benefits Triangulation Webinar outlined below, I am happy to announce that you can view and hear this webinar anytime you wish!! If you are unsure that your company is bulletproof in theses areas, or think you are, then you

Health Care Reform and Employer Compliance

Now that the Supreme Court has upheld Health Care Reform, what is left for employers to do? A.) Uniform Explanation of Coverage to Employees. Failure to comply is $1,000 fine per employee B.) Modification Notices to Employees. Failure to comply is $1,000 fine per employee C.) W-2 reporting D.) Certification of Employers health plan annually to

Supreme Court Ruling Upholds Health Care Reform … Now What?

By a 5-4 vote, the Court held the mandate valid under Congress' constitutional authority "to lay and collect Taxes" to provide for "the general Welfare of the United States." The penalty for failing to carry insurance possesses "the essential feature of any tax," producing revenue for the government, Chief Justice

Executive Bonus Plans Considered

Running a successful business often depends on recruiting, rewarding, and retaining talented executives and key employees who are committed to the business owner’s goals. In addition to paying an attractive salary, the business owner must offer a competitive benefits package. Trouble is, government regulations make it difficult for employers to

Flood Insurance Rate Map Changes for the City of Woodland

FEMA flood map changes for the city of Woodland took effect 5/16/2012 and may allow new decisions related to flood coverage. Property owners should visit the City of Woodland website  to determine if their property has been placed in the low to moderate risk flood zones B, C or X. We recommend

Workers’ Comp Rates on the Rise — Again?

The Workers' Compensation Insurance Rating Bureau (WCIRB) has determined that six months after a 37% increase in the advisory Pure Premium Rate another 9.1% should be added. The Workers' Comp Executive broke this story. FLASH REPORT! 9.1% Increase In Pure Premium Rates Employers in California are going to be very unhappy with the