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VBI Blog

December 19, 2019 California Wine Industry, Growers Face New Work Comp Requirements

The California wine industry absolutely depends on temporary workers during the harvest season – a relationship that will certainly be tested in the years ahead. Whether you use a labor leasing company, staffing agency, or you hire temp workers on your own, new Workers’ Compensation rules have altered the way we

October 29, 2019 New Law Defines Who Is An Independent Contractor – And Who Is Not

If your business is a California corporation, you should be aware that a new law takes effect January 1, 2020 that changes the definition of who is eligible to be classified as an independent contractor. The Legislature and the Governor has expanded and refined a rule first announced by the California

October 29, 2019 Will the Auto Market Show Improvement?

A highly respected credit rating agency sees good and not-so-good news in the commercial auto market this year and next. A.M. Best has an overall negative outlook for the U.S. commercial auto insurance market – even though its analysts believe it should improve somewhat this year. The gloomy/happy forecast stems from commercial

October 23, 2019 How a New California Law Impacts Your ACA Compliance Process

As if California employers didn’t have enough to worry about, according to The ACA Times, employers may have another level of complexity coming their way in regards to “contract workers” and compliance with the Affordable Care Act. When California Assembly Bill 5 (AB5) becomes law this January, employers will be required

September 6, 2019 Protecting Your College Student From On-Campus Losses

Preventative measures, safety precautions – and the right insurance – can bring peace of mind. With burglaries constituting approximately 50 percent of all on-campus crimes, it's important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage. Contact an insurance professional (like me)

August 7, 2019 Are you satisfied with your workers’ compensation renewal and the renewal process?

I often hear from business owners and decision makers that renewing their insurance program is a frustrating and costly process. “Frustrating” because they rarely receive new insights into: New opportunities for financing their insurance program How to improve outcomes What’s new in the marketplace Most important, how you, your employees and