Our world is dramatically different now. COVID-19 has us all on high alert, guarding the health and safety of ourselves, our families, friends and co-workers, as we change our behaviors to try to survive and move past this awful pandemic. For many professionals, learning to work almost entirely at home is a
This is an unprecedented time for all. Van Beurden Insurance wants to help everyone navigate through this unknown territory. What is covered? What is not? What are your options as a business owner? Does Workers’ Compensation insurance apply to COVID-19? Workers’ Compensation insurance could apply in cases where a person contracted the
Are you prepared if a cyber attack occurred at your business? Are you prepared to pay the ransom if your cybersecurity was compromised? A new government report on cybersecurity warns that America is truly under prepared for cyber attacks and calls for the creation of a federally-funded center to develop cybersecurity
Homebuyers are almost always focused on the fun parts, like choosing colors, textures and landscaping. The last thing homebuyers want to think about is the long list of unfortunate events – like a fire or a bad storm – that could take it all away. A homeowners' insurance policy usually includes
What kind of answer do you get when you ask folks how much insurance you should have? Ask an insurance agent, and they might tell you to buy as much as you can afford. Ask an underwriter, and they might tell you to buy as much as they’ll approve. Ask a customer, and
According to the National Safety Council (NSC), one thing is certain about cannabis in the workplace: it is unsafe to be under the influence of cannabis while working in a safety-sensitive position. NSC reports that cannabis impairment can lead to injury or death for employees under the influence, and impact
The California Wine Country wildfires in October 2017 bring attention to whether or not insurance covers smoke taint damage to grapes and wine. Wineries and grape growers have informed insurers of possible smoke taint damage claims. There was uncertainty at the time some claims were made about whether there actually would
Cyber insurance rates are ramping up and could increase by as much as 25% this year due to a surge of costly claims caused by hackers and the malicious ransomware programs they use to take down big and small systems that control everything from hospital billing to manufacturing. “Ransomware” is the
For many people, the home fireplace becomes more than decorative when it gets cold outside. Fireplaces provide many families with heat to stay warm and toasty – this list can help you keep track of proper maintenance and make sure your fireplace is ready for regular use. General fireplace and chimney
Almost every year there are a large number of new California laws affecting vehicle owners and drivers, and 2020 is no exception. California’s Clean Air Vehicle Decal Program has changed. Qualifying low- and zero-emission vehicles can use the high-occupancy vehicle or diamond lanes, regardless of how many people are in the vehicle.