The California Exchange, Covered California, released their standardized plans yesterday. Visit the link below to see these new plans that go into effect January 2014. Covered CA standard benefit plans 2013 FINAL
The California Health Insurance Exchange, Covered California unveiled their website today along with estimates of what the individual can expect to pay in premiums and out-of-pocket healthcare costs. You can calculate your estimated premium by visiting: Covered CA Cost Calculator At Van Beurden Insurance we can help you analyze which plan best
California Assembly Speaker John Perez introduced legislation in California to expand Medi-Cal. This was done to help California comply with the Affordable Care Act, where all US Citizens must have Health Insurance starting in 2014. A Fresno Bee article on the subject may be found here: Legislation to Expand Medi-Cal. Several things
Federal regulators have just announced that they are delaying the requirement that employers notify their employees about the availablity of public health insuance exchanges. The requirement is delayed indefinately at this time, but it is expected to come back this fall. You may find a Business Insurance article on the
On December 29th, 2012 the IRS issued an update on its website about the "Employer Shared Responsibility" (money due from an Employer) provisions under the Affordable Care Act. It details out when, why and how much an Employer will owe if they are required to provide an acceptable group health
The California Insurance Commisisoner, Dave Jones, is backing a Ballot measure in November 2014 that would allow the CA Department of Insurance to regulate small group health insurance rates. Small group is defined as a health plan with 50 or less participants on the plan. Currently, rates are set by
What is a QME? Qualified medical evaluator (QME) is an independent physician certified by the DWC Medical Unit to perform medical evaluations. To become a QME, the doctor must pass a state written examination to demonstrate competency in the basic rules and regulations of California’s Workers’ Compensation system. Upon completion
Now that the Supreme Court has upheld Health Care Reform, what is left for employers to do? A.) Uniform Explanation of Coverage to Employees. Failure to comply is $1,000 fine per employee B.) Modification Notices to Employees. Failure to comply is $1,000 fine per employee C.) W-2 reporting D.) Certification of Employers health plan annually to
FREE WEBINAR HERE!! Are you sure your Workers' Compensation policy is in line with your Group Health Policy? Do you know why they should be talking to one another? Are you aware of how FMLA and COBRA are connected to both of these coverages? Owners/Partners/Officers excluded under your work comp coverage? If you are unsure
When the doctor says “I’m sorry, but the tests were positive”, there is a sinking feeling in the pit of patient’s stomach that is difficult to describe. After the shock dissipates, the patient then begins to wonder how expensive treatment is going to be and how much of it