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VBI Blog

February 23, 2018 I-9 Enforcement and its Impact on Employers

Immigration has become one of the most highly debated topics among politicians and residents alike. No matter what your view is, we know that this is a difficult and sensitive topic to navigate. As a business owner it can be even more complex. We’re now seeing action being taken in our

January 22, 2018 Create Employee Safety Advocates to Improve Results

Picture this: You’re driving on the highway and a local delivery driver swerves in front of you. One of your passengers happens to notice the ubiquitous “How Am I Doing?” sign on the back of the van and jots down the contact information. It’s safe to say you’ll probably be

January 16, 2018 What type of home insurance do you ACTUALLY need?

In order to legally drive a car in the United States, you are required by law to be properly insured. The same is NOT true for homeowners insurance. It is not mandatory for you to insure your home or belongings if you live in a house, unless you borrowed money

January 5, 2018 Preventing Harassment in the Hospitality Workplace

In our neck of the woods, hospitality is a driving force in our economy. Whether you’re a hotel or a restaurant, the hospitality industry has a diverse group of employees who work with customers directly every day. Taking a look at any headlines from the past several months and there have

December 29, 2017 Top Tips for Parents to Share with Teen Drivers

There’s nothing quite as exhilarating as seeing your teen take their first solo drive down the road without you. Chances are, you’re a mix of emotions swirling between pride and anxiety. Will they remember everything you or their driver’s ed teacher taught them? Since your teen is still in learning mode,

December 27, 2017 Myth Busting: Flood Insurance For Homes

I’m sure you’ve heard hundreds of reasons you shouldn’t get flood insurance, because believe me I have heard it all throughout my career! Some of the most popular reasons I usually hear are that a homeowner doesn’t live in an area that can flood or that homeowner’s insurance should cover

December 13, 2017 What Does the CVS/Aetna Merger Mean for Your Health Care?

We’ve been hearing rumblings about this merger for quite some time and it has finally happened. CVS Health announced that it plans to acquire Aetna, one of the nation’s leading diversified health care benefits companies that serves about 44 million people. Assuming this is approved by shareholders and gets the green

November 28, 2017 Social Media & Workers’ Comp Fraud

It’s pretty black and white: if you’re an employer in California, you are required to provide workers’ compensation benefits to your employees. As an agent, I’ve seen more than my fair share of fraud stories. According to the National Insurance Crime Bureau, workers' compensation fraud costs California between $1 billion

November 28, 2017 When Should a Small Business Get Cyber Liability Insurance?

Turn on the television and you’re bound to hear of a new data and security breach for some of the largest companies in the world. Millions are put at risk when their information is exposed, leading to customers being vulnerable to fraud and other crimes. Not only that, but the damage

October 30, 2017 How To Stay Safe While Driving At Night

Summer has ended and with the upcoming time change, many of us will drive home from work in the dark. According to the National Safety Commission (NSC), more than 50% of fatalities for vehicle occupants 16 and older occur between 6pm and 6a,. Safeco Insurance put together some helpful tips