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The American Rescue Plan Could Increase Employers’ Risk of ACA Non-Compliance

Provisions of the new Federal law can increase complexity and place employers at greater risk. Are you ready for it? Read on … The American Rescue Plan results in some big changes to the Affordable Care Act (ACA). The new $1.9 trillion stimulus package supports healthcare affordability and increases marketplace access...

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You and your clients may have noticed increasing umbrella rates – here’s why

Fast-rising costs have affected auto rates – and umbrella rates are facing similar trends. While many carriers respond by restricting coverage, I’ve found Safeco continues to offer a true umbrella product with useful coverages like Internet libel, personal defense and worldwide liability. COVID-19 may be driving a short-term decrease in miles driven,...

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How a New California Law Impacts Your ACA Compliance Process

As if California employers didn’t have enough to worry about, according to The ACA Times, employers may have another level of complexity coming their way in regards to “contract workers” and compliance with the Affordable Care Act. When California Assembly Bill 5 (AB5) becomes law this January, employers will be required...

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It Doesn’t Take a Weatherman to Forecast 2020 Reinsurance Price Hikes Due to Hurricanes

Ratings agencies like Fitch, Moody’s and S&P Global are expecting higher reinsurance renewal rates in 2020, caused by big insurance losses from hurricanes, wildfires and other natural disasters over the past two years. For several years we’ve grown used to rates falling due to competition and fewer natural disasters. Renewal rates...

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