Commercial Applicators Dilemma: Coverage vs. Price?

In the insurance business it is not uncommon for consumers, business owners and their agents to shop all the available insurance coverages and make their final purchase decision on price – without considering coverages. I’ve found this to be especially true for western commercial applicators. Price, in today’s economic environment, is...

Crackdown on California Underground Economy

On December 29th 2011 the Department of Insurance in California released the following bulletin. Employers who have operated honestly and with integrity toward their employees have struggled to compete against individuals operating business on a cash basis. A few of these legitimate business owners have succumbed to the illegal operations....

Are You a C-Corp looking for a Tax Deduction?

At some point in your life, either you or someone you love — a parent, your spouse, your spouse’s parent — may need assistance with activities of daily living such as dressing, bathing, eating, or moving from place to place, toileting and incontinence.  Whether it’s delivered at home or in...

Share the Road with Motorcycles & Scooters

With nice weather upon us, there are more motorcycles and scooters sharing the road -- so remember to take these extra precautions: According to the National Highway Traffic Safety Administration, nearly half of all fatal motorcycle crashes, including scooters, involve another type of motor vehicle. Motorcycle safety isn’t just for...