Is Your Boat Insurance Ready for Summer?

Summer is almost here and if you are a boat owner you are most likely planning your day on the water. However, before coasting away from land- do you know if your watercraft insurance is current and valid?

Not only that, do you really understand what boating insurance covers, and sometimes more importantly what it doesn’t cover?

Boat insurance, officially known as watercraft coverage, is an insurance policy that provides protection for a personal-use watercraft. Boat insurance typically covers the following types of coverages:

Liability Coverage – If you are involved in an accident, there’s a good chance another person or another watercraft is involved. If you are at fault, you will need liability coverage.

Medical Payments – this covers your eligible medical expenses (up to a limit) if you get hurt when on the water.

Hull Insurance – covers damage to the insured watercraft itself.

Boat Trailer Insurance – provides coverage for damages to the trailer

Contact us today at Van Beurden Insurance to help you with your Watercraft Insurance needs! Good times are waiting for you!